Big changes in recent years have made the VA home loan benefit easier to use and more powerful than ever. No loan limits, negotiable closing costs, and streamlined appraisals mean Veterans can now compete and win in California's housing market. Watch this free 30-minute webinar to learn about eligibility, entitlement, funding fees, and how to structure a VA offer that actually gets accepted.

As the Managing Broker and Productivity Coach at Keller Williams Thrive Santa Cruz, I bring 20+ years of real estate experience, including nearly 2,000 transactions, to guiding buyers, sellers, and agents through complex California transactions.
KW Thrive
(831) 359-8145
CA DRE #01416031

Nick specializes in coastal residential and commercial real estate. Inspired by his father’s service as a Veteran, he is dedicated to helping VA buyers navigate the homebuying process with clarity and a strong offer strategy. Outside of real estate, he enjoys surfing and coaching youth baseball.
KW Thrive
(831) 201-3848
CA DRE #02253618

Ryan is a Mortgage Loan Officer and Branch Manager with CrossCountry Mortgage in Santa Cruz. He works with buyers across a wide range of loan programs. Ryan is known for clear communication, accurate numbers, and helping clients structure strong, competitive offers.
Cross Country Mortgage
(831) 425-8326
[email protected]
crosscountrymortgage.com
NMLS #319442

As the Managing Broker and Productivity Coach at Keller Williams Thrive Santa Cruz, I bring 20+ years of real estate experience, including nearly 2,000 transactions, to guiding buyers, sellers, and agents through complex California transactions.
KW Thrive
(831) 359-8145
CA DRE #01416031

Nick specializes in coastal residential and commercial real estate. Inspired by his father’s service as a Veteran, he is dedicated to helping VA buyers navigate the homebuying process with clarity and a strong offer strategy. Outside of real estate, he enjoys surfing and coaching youth baseball.
KW Thrive
(831) 201-3848
CA DRE #02253618

Ryan is a Mortgage Loan Officer and Branch Manager with CrossCountry Mortgage in Santa Cruz. He works with buyers across a wide range of loan programs. Ryan is known for clear communication, accurate numbers, and helping clients structure strong, competitive offers.
Cross Country Mortgage
(831) 425-8326
[email protected]
crosscountrymortgage.com
NMLS #319442

CA DRE #01416031
This material is for informational and educational purposes only. It is not legal, tax, or contractor advice. The presenter is a licensed California real estate broker. This webinar does not constitute solicitation of business from those already represented by an agent.