FREE 30-MINUTE ZOOM WEBINAR + Q&A

Santa Cruz and Monterey Area Veterans:

VA Home Loans Are Now Easier Than Ever

Big changes in the last few years have made your VA home loan benefit easier to use and more powerful than ever.

0% down, no PMI, competitive rates, and new protections and flexibilities designed to help you buy and keep your home.

📅 February 28, 2026

⏰ 11 AM

🎥 Live Zoom Webinar

💵 Free

FREE 30-MINUTE ZOOM WEBINAR + Q&A

Santa Cruz and Monterey Area Veterans:

VA Home Loans Are Now Easier Than Ever

Big changes in the last few years have made your VA home loan benefit easier to use and more powerful than ever.

0% down, no PMI, competitive rates, and new protections and flexibilities designed to help you buy and keep your home.

📅 February 28, 2026

⏰ 11 AM

🎥 Live Zoom Webinar

💵 Free

What You Will Learn

👉 How to confirm your VA eligibility and how much you can buy

👉 Understand funding fees, when they can be waived, and real upfront costs

👉 How your entitlement affects your loan amount

👉 What lenders look at beyond your credit score

👉 How to make your VA offer competitive in today’s market

👉 The clear next steps to move from interested to offer ready

Register now and leave with clear numbers, clear steps, and confidence before you tour homes or write offers.

Thank you for your service!

What You Will Learn

👉 How to confirm your VA eligibility and how much you can buy

👉 Understand funding fees, when they can be waived, and real upfront costs

👉 How your entitlement affects your loan amount

👉 What lenders look at beyond your credit score

👉 How to make your VA offer competitive in today’s market

👉 The clear next steps to move from interested to offer ready

Register now and leave with clear numbers, clear steps, and confidence before you tour homes or write offers.

Real Talk. Real People. Real Estate.

This isn’t sales hype. It is real talk from professionals who work in real estate every day.
We bring patience, knowledge, and transparency to every conversation so you leave with information you can trust and use immediately.

After Registration: You’ll get an email/text with confirmation and instructions.

Duration: 30 minutes

Cost: Free

Real Talk. Real People. Real Estate.
This isn’t sales hype. It is real talk from professionals who work in real estate every day.
We bring patience, knowledge, and transparency to every conversation so you leave with information you can trust and use immediately.
After Registration: You’ll get an email/text with confirmation and instructions.

Duration: 30 minutes

Cost: Free

YOUR HOSTS

Maaret Forst

California Real Estate Broker & Coach

As the Managing Broker and Productivity Coach at Keller Williams Thrive Santa Cruz, I bring 20+ years of real estate experience, including nearly 2,000 transactions, to guiding buyers, sellers, and agents through complex California transactions.

KW Thrive

(831) 359-8145

maaret@maaretforst.com

maaretforst.kw.com

CA DRE #01416031

Nick Glinkowski

Realtor®

Nick specializes in coastal residential and commercial real estate. Inspired by his father’s service as a Veteran, he is dedicated to helping VA buyers navigate the homebuying process with clarity and a strong offer strategy. Outside of real estate, he enjoys surfing and coaching youth baseball.

KW Thrive

(831) 201-3848

[email protected]

nglink.kw.com

CA DRE #02253618

Ryan Buckholdt

Mortgage Loan Officer

Ryan is a Mortgage Loan Officer and Branch Manager with CrossCountry Mortgage in Santa Cruz. He works with buyers across a wide range of loan programs. Ryan is known for clear communication, accurate numbers, and helping clients structure strong, competitive offers.

Cross Country Mortgage

(831) 425-8326

[email protected]
crosscountrymortgage.com

NMLS #319442

Maaret Forst

California Real Estate Broker & Coach

As the Managing Broker and Productivity Coach at Keller Williams Thrive Santa Cruz, I bring 20+ years of real estate experience, including nearly 2,000 transactions, to guiding buyers, sellers, and agents through complex California transactions.

KW Thrive

(831) 359-8145

[email protected]

maaretforst.kw.com

CA DRE #01416031

Nick Glinkowski

Realtor®

Nick specializes in coastal residential and commercial real estate. Inspired by his father’s service as a Veteran, he is dedicated to helping VA buyers navigate the homebuying process with clarity and a strong offer strategy. Outside of real estate, he enjoys surfing and coaching youth baseball.

KW Thrive

(831) 201-3848

[email protected]

nglink.kw.com

CA DRE #02253618

Ryan Buckholdt

Mortgage Loan Officer

Ryan is a Mortgage Loan Officer and Branch Manager with CrossCountry Mortgage in Santa Cruz. He works with buyers across a wide range of loan programs. Ryan is known for clear communication, accurate numbers, and helping clients structure strong, competitive offers.

Cross Country Mortgage

(831) 425-8326

[email protected]
crosscountrymortgage.com

NMLS #319442

CA DRE #01416031

This material is for informational and educational purposes only. It is not legal, tax, or contractor advice. The presenter is a licensed California real estate broker. This webinar does not constitute solicitation of business from those already represented by an agent.