FREE 30-MINUTE ZOOM WEBINAR + Q&A
Dream For All 2026
California’s Little Known Down Payment Program Explained
California is reopening the Dream For All program in early 2026. Many eligible buyers learn about it only after the application window closes.
This session explains what it is, who qualifies, and how to prepare before February 24.
📅 January 31, 2026
⏰ 11 AM
🎥 Live Zoom Webinar
💵 Free
FREE 30-MINUTE ZOOM WEBINAR + Q&A
Dream For All 2026
California’s Little Known Down Payment Program Explained
California is reopening the Dream For All program in early 2026. Many eligible buyers learn about it only after the application window closes. This session explains what it is, who qualifies, and how to prepare before February 24.
📅 January 31, 2026
⏰ 11 AM
🎥 Live Zoom Webinar
💵 Free
What Is Dream For All
And Why Timing Matters
👉 Dream For All is a California state administered down payment assistance program designed for first generation homebuyers.
👉 Eligible buyers may receive up to 20 percent of the home’s purchase price as a shared appreciation loan.
👉 It is not first come, first served. And it is NOT open year round.
👉 The application window for the next cycle opens February 24 and closes March 16. Funding is limited, and applications are selected through a random process. Buyers who are not fully prepared when the window opens are often unable to apply at all.
👉 Preparation happens before the application period begins. It includes working with an approved lender, understanding income limits by county, and having documentation ready for submission.
We will also walk through a real Dream For All transaction that successfully closed in the last program cycle, including what preparation looked like and where delays occurred.
This webinar focuses on how the program works in practice and what buyers need to do before the APPLICATION window opens.
What Is Dream For All
And Why Timing Matters
👉 Dream For All is a California state administered down payment assistance program designed for first generation homebuyers.
👉 Eligible buyers may receive up to 20 percent of the home’s purchase price as a shared appreciation loan.
👉 It is not first come, first served. And it is NOT open year round.
👉 The application window for the next cycle opens February 24 and closes March 16. Funding is limited, and applications are selected through a random process. Buyers who are not fully prepared when the window opens are often unable to apply at all.
👉 Preparation happens before the application period begins. It includes working with an approved lender, understanding income limits by county, and having documentation ready for submission.
We will also walk through a real Dream For All transaction that successfully closed in the last program cycle, including what preparation looked like and where delays occurred.
This webinar focuses on how the program works in practice and what buyers need to do before the APPLICATION window opens.
Who This Webinar Is For
This session is designed for buyers who want to understand whether the Dream For All program is relevant to them and what preparation actually involves.
You will benefit from this webinar if you:
Are considering buying a home in California in the next 12 to 18 months
Identify as a first generation homebuyer or are unsure whether you qualify
May fall within county income limits and want confirmation
Expect to use financing and need down payment support
Want to understand the process before the application window opens
This session may not be the right fit if you:
Are considering buying a home in California in the next 12 to 18 months
Identify as a first generation homebuyer or are unsure whether you qualify
May fall within county income limits and want confirmation
Expect to use financing and need down payment support
Want to understand the process before the application window opens
Who This Webinar Is For
This session is designed for buyers who want to understand whether the Dream For All program is relevant to them and what preparation actually involves.
You will benefit from this webinar if you:
Are considering buying a home in California in the next 12 to 18 months
Identify as a first generation homebuyer or are unsure whether you qualify
May fall within county income limits and want confirmation
Expect to use financing and need down payment support
Want to understand the process before the application window opens
This session may not be the right fit if you:
Are looking for guaranteed approval or outcomes
Are purchasing outside of California
Are not open to shared appreciation programs
Are seeking individual financial, tax, or legal advice during the session
This is an educational webinar designed to help buyers make informed decisions, not a shortcut or a substitute for lender qualification.
What You Will Learn
During the webinar, we will cover:
What the Dream For All Shared Appreciation Loan actually is and how it differs from grants and other assistance programs
How eligibility is evaluated, including the first-generation requirement and income limits by county
Why lender pre-approval must be completed before the application window opens
How the random selection process works and what happens after applications are submitted
What preparation looks like for buyers who are able to apply successfully
Practical lessons from a Dream For All transaction that closed in the last program cycle
The program is administered by the California Housing Finance Agency and follows strict timelines and documentation requirements.
This webinar is designed to help buyers decide their next steps with realistic expectations.
What You Will Learn
During the webinar, we will cover:
What the Dream For All Shared Appreciation Loan actually is and how it differs from grants and other assistance programs
How eligibility is evaluated, including the first-generation requirement and income limits by county
Why lender pre-approval must be completed before the application window opens
How the random selection process works and what happens after applications are submitted
What preparation looks like for buyers who are able to apply successfully
Practical lessons from a Dream For All transaction that closed in the last program cycle
The program is administered by the California Housing Finance Agency and follows strict timelines and documentation requirements.
This webinar is designed to help buyers decide their next steps with realistic expectations.
Real Talk. Real People. Real Estate.
This isn’t sales hype. It is real talk from professionals who work in real estate every day.
We bring patience, knowledge, and transparency to every conversation so you leave with information you can trust and use immediately.
After Registration: You’ll get an email/text with confirmation and instructions.
Duration: 30 minutes
Cost: Free
Real Talk. Real People. Real Estate.
This isn’t sales hype. It is real talk from professionals who work in real estate every day.
We bring patience, knowledge, and transparency to every conversation so you leave with information you can trust and use immediately.
After Registration: You’ll get an email/text with confirmation and instructions.
Duration: 30 minutes
Cost: Free
YOUR HOSTS
Maaret Forst
California Real Estate Broker & Coach
As Managing Broker and Productivity Coach at Keller Williams Thrive Santa Cruz, I bring more than twenty years of real estate experience to guiding buyers, sellers, and agents through complex California transactions.
KW Thrive
(831) 359-8145
CA DRE #01416031
Vanessa Estrada
Realtor®
As a Realtor based in the beautiful Central Coast of California, I have a passion for delivering an extraordinary real estate experience, where every detail is thoughtfully curated to my clients' unique needs.
KW Thrive
Spanish / English
CA DRE #02108488
Mitchell Stelling
Mortgage Advisor
Mitchell Stelling is a mortgage advisor with Sunrise Bay Mortgage Inc., specializing in helping California home buyers understand and secure financing that fits their goals. Based in Santa Cruz County, he offers loan solutions through a broad range of lenders and programs, including first-time buyer and refinance options.
Sunrise Bay Mortgage Inc.
(831) 431-0726
[email protected]
linktr.ee/loanswithmitch
NMLS #2318256 • CA DRE #02212314
Maaret Forst
California Real Estate Broker & Coach
As Managing Broker and Productivity Coach at Keller Williams Thrive Santa Cruz, I bring more than twenty years of real estate experience to guiding buyers, sellers, and agents through complex California transactions.
KW Thrive
(831) 359-8145
CA DRE #01416031
Vanessa Estrada
Realtor®
As a Realtor based in the beautiful Central Coast of California, I have a passion for delivering an extraordinary real estate experience, where every detail is thoughtfully curated to my clients' unique needs.
KW Thrive
Spanish / English
CA DRE #02108488
Mitchell Stelling
Mortgage Advisor
Mitchell Stelling is a mortgage advisor with Sunrise Bay Mortgage Inc., specializing in helping California home buyers understand and secure financing that fits their goals. Based in Santa Cruz County, he offers loan solutions through a broad range of lenders and programs, including first-time buyer and refinance options.
Sunrise Bay Mortgage Inc.
(831) 431-0726
[email protected]
linktr.ee/loanswithmitch
NMLS #2318256 • CA DRE #02212314
CA DRE #01416031
This material is for informational and educational purposes only. It is not legal, tax, or real estate advice. The presenter is a licensed California real estate broker. This webinar does not constitute solicitation of business from those already represented by an agent.